Header line Casualty Treaty

We write across the spectrum of liability classes and treaty structures. We write both the US and international business, separately or combined on a worldwide treaty.

Classes of Business, which we can combine into multiline products include:

  • Professional Lines: Professional Indemnity, Financial Institutions, Directors & Officers, Medical Malpractice, Warranty & Indemnity (W&I) / Reps & Warranties / Transaction Liability and Cyber
  • General Liability: Employers, Public, Products and Environmental Liability
  • Miscellaneous: Title, Accident & Health and Contingencies

Treaty structures include Excess of Loss (XOL), Proportional (Quota Share / Pro-rata), Clash, Variable Quota Shares, and Stop Loss.

Our excess of loss line size offer is $5m / £5m for any one programme.

We aim to develop a diverse and stable book comprising primarily non-working layers with a broad class and geographical spread. We believe in long-term relationships with our partner insurers which offers stability to everyone involved. Our plan is to develop such relationships as a leading reinsurer with larger international and multinational insurers and syndicates.

Flexibility is the key. We are able to provide multiline coverage across the classes and territories through our single casualty team.  This streamlines the process for maximum diversity and efficiency.

We have a technical focus, driven by analysis using our own purpose-built modelling system. This leading-edge solution allows us to be more responsive and more efficient than many who operate with antiquated or adapted platforms. We are supported by a creative actuarial team and phenomenal in-house analysis and administrative systems. Both are as productive and insightful for our team as they are for our clients.